There seems to be more and more information and companies popping up with promises of quick and easy "credit repair". "The Federal Trade Commission (FTC) says do yourself a favor .... Don't believe these claims: they're very likely signs of a scam."
Accurate Verifiable Information on your Credit Report may not be removed. As outlined in the FCRA (Fair Credit Reporting ACT) only information that is inaccurate or obsolete should be removed from a consumer's credit report. Consumers who have questions about credit repair services that seem too good to be true, should contact the Federal Trade Commission at www.ftc.gov.
For more information on credit reports and credit repair check out "Accurate Verifiable Information..." at CDIA's Fact Center.