Credit reporting insights, industry news, and Metro 2® tips
The credit reporting industry is navigating significant regulatory changes in 2025. With shifting leadership at federal agencies and ongoing policy debates, data furnishers need to stay informed about how these changes may impact their compliance obligations.
Read Full Article →Credit reporting costs have increased significantly in 2025, with many lenders facing a minimum 20% increase. These rising costs underscore an important message: the credit data you report has never been more valuable—or more scrutinized.
Read Full Article →Artificial intelligence and machine learning are revolutionizing how lenders evaluate creditworthiness. For businesses that report payment data to credit bureaus, these changes underscore why accurate, complete reporting has never been more critical.
Read Full Article →Medical debt credit reporting has become one of the most contentious and rapidly changing areas in the credit industry. If your business reports medical debt, you need to understand the current legal landscape and compliance requirements.
Read Full Article →The Metro 2® format is the credit industry's standardized method for reporting consumer credit information to the major credit bureaus. As a data furnisher, understanding and complying with Metro 2® requirements is essential.
Read Full Article →Even experienced credit reporting professionals can make mistakes that lead to compliance issues or inaccurate data. Here are the five most common errors we see and how to avoid them.
Read Full Article →Despite what you may have seen online, the Metro 2® Format is not a tool for credit repair or removing negative information from credit reports. Learn the truth about credit repair myths and legitimate ways to address credit errors.
Read Full Article →Welcome to the official M2 Reporter blog! We're excited to launch this new resource for credit reporting professionals, financial institutions, and businesses that report to the major credit bureaus.
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