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Account Type Codes by Industry

This exhibit cross-references each Metro 2® Account Type Code with the data furnisher industries that most commonly report it. Use it to confirm that the Account Type Code selected is appropriate for your industry segment.

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Code Description Bank/S&L Child Supp. CC Issuer Credit Union Debt Buyer/CA Govt. Agency Loan Fin. Mtg. Lender Rental Co. Retail Store Sales Fin. Student Loan Utility
00 Auto
01 Unsecured
02 Secured
03 Partially Secured
04 Home Improvement
05 FHA Home Improvement
06 Installment Sales Contract
07 Charge Account
08 Real estate, specific type unknown
10 Business Loan
11 Recreational Merchandise
12 Education
13 Lease
15 Line of Credit
17 Manufactured Housing
18 Credit Card
19 FHA Real Estate Mortgage
20 Note Loan
25 VA Real Estate Mortgage
26 Conventional Real Estate Mortgage
29 Rental Agreement
37 Combined Credit Plan
43 Debit Card
47 Credit Line Secured
48 Collection Agency/Attorney
50 Family Support
65 Government Unsecured Guaranteed Loan
66 Government Secured Guaranteed Loan
67 Government Unsecured Direct Loan
68 Government Secured Direct Loan
69 Government Grant
70 Government Overpayment
71 Government Fine
72 Government Fee for Services
73 Government Employee Advance
74 Government Misc. Debt
75 Government Benefit
77 Returned Check
89 Home Equity Line of Credit
90 Medical Debt
91 Debt Consolidation
92 Utility Company
93 Child Support
95 Attorney Fees
0A Time Share Loan
2A Secured Credit Card
3A Auto Lease
5A Real Estate — Junior Liens and Non-Purchase Money First
6A Commercial Installment Loan
7A Commercial Line of Credit
8A Business Credit Card
9A Secured Home Improvement
5B Second Mortgage
6B Commercial Mortgage Loan
7B Agricultural
8B Deposit Account with Overdraft Protection
9B Business Line Personally Guaranteed
0C Debt Buyer
2C U.S. Dept. of Agriculture (USDA) Real Estate Mortgage Loan
4D Telecommunications/Cellular
6D Home Equity
0F Construction Loan
0G Flexible Spending Credit Card
No codes match your search.

Source: CDIA Credit Reporting Resource Guide® — Exhibit 1.