Metro 2® Credit Reporting Software Features

Everything You Need in Metro 2® Compliance Software

Built specifically for Metro 2® data furnishers — auto dealerships, collection agencies, banks, credit unions, property management companies, utilities, universities, and student loan servicers.

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All 5 Major Bureaus

Generate a single Metro 2® file and submit to Equifax, Experian, TransUnion, Innovis, and MicroBilt in one step.

Metro 2® Compliance Checks

Built-in validation catches errors before submission — status codes, DOFD, payment history, and required field checks included.

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Bulk Data Import

Import thousands of accounts at once from CSV, Excel, TXT, METRO 1 OR 2 files using configurable field and code mapping templates.

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Search, Filter & Sort

Quickly find any account by name, status, bureau, date, or custom field. Filter down to exactly what you need before reporting.

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Network License Ready

Professional and Enterprise editions lets your whole team access a shared database — with permission levels to control who can do what.

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Multi-Company Reporting

Manage and report for multiple companies from a single M2R installation. Generate separate or combined Metro 2® files per company.

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24-Month Payment History

Track and report up to 24 months of consecutive payment activity, keeping your credit bureau files accurate and complete.

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Free Updates & Upgrades

Active accounts always get the latest version — including CDIA® guideline updates — at no extra charge.

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Unlimited Live Support

Talk to a real person. Phone and email support is included free for all active accounts, Mon–Fri during business hours.

Compare Plans

See exactly what's included at each tier.

Essential Professional Popular Enterprise
$349/yr  ·  $34.95/mo $449/yr  ·  $44.95/mo $649/yr  ·  $64.95/mo
Accounts
Account limit 5,000 50,000 Unlimited
Consumer, debtor & commercial trade lines
24-month payment history tracking
Credit Bureaus
Credit bureaus supported 1 2 All
Multi-company/bureau reporting
Batch processing
Users & Licensing
Users 1 Unlimited Unlimited
Network license
Multi-user permission levels
Centralized network database
Tools & Compliance
Metro 2® compliance checks
Data import (CSV, Excel, text)
Custom field & code mapping
Search, filter & sort
Backup & restore
Support & Updates
Unlimited phone & email support
Free updates & upgrades
Online help center & tutorials
Get Essential Get Professional Get Enterprise

Ready to Get Started?

Try M2R free or talk to our team about the right plan for your business.