"Fixing" credit using the metro 2 format
There is a lot of information on the internet about "fixing" personal credit using the Metro 2® Format. You can find various videos claiming the Metro 2® Format can be used to "erase" negative credit from your credit reports. This is not accurate. No one promising to repair your credit can legally remove information if it’s both accurate and current.
The Metro 2® Format is a standard electronic data reporting format issued by the Consumer Data Industry Association (CDIA) used by data furnishers such as banks, credit unions, consumer credit card companies, retailers, and auto finance companies to report credit information to the credit bureaus. It is designed to help data contributors provide quality consumer credit data and comply with the Fair Credit Reporting Act (FCRA).
If you have errors on your credit report, you can dispute them with the credit bureaus. You can also work with a credit repair company that can help you identify errors on your report and dispute them on your behalf.
If you are looking for a credit repair tool you can use for yourself, or your business check out the Credit Versio web site and their YouTube channel at (1959) Credit Versio - YouTube for accurate information concerning credit repair and how credit information and scores work.
The Metro 2® Format is a standard electronic data reporting format issued by the Consumer Data Industry Association (CDIA) used by data furnishers such as banks, credit unions, consumer credit card companies, retailers, and auto finance companies to report credit information to the credit bureaus. It is designed to help data contributors provide quality consumer credit data and comply with the Fair Credit Reporting Act (FCRA).
If you have errors on your credit report, you can dispute them with the credit bureaus. You can also work with a credit repair company that can help you identify errors on your report and dispute them on your behalf.
If you are looking for a credit repair tool you can use for yourself, or your business check out the Credit Versio web site and their YouTube channel at (1959) Credit Versio - YouTube for accurate information concerning credit repair and how credit information and scores work.