Guidelines and FAQs for Metro 2® Credit Reporting
These guidelines are specific to student loans. All other applicable fields should be reported in conjunction with these values.
Essential compliance rules for student loan reporting. Follow these guidelines to ensure proper Metro 2® reporting.
Complete field-by-field guide for federal and private student loans with detailed specifications.
Answers to common student loan reporting questions including deferment, forbearance, and transfers.
Enable students to establish credit history through tuition payment reporting to all major bureaus.
Accurate credit reporting motivates students to stay current on outstanding balances and tuition payments.
Support for both federal student loans and private education loans with complete Metro 2® compliance.
Built-in handling for in-school deferment, grace periods, and forbearance with proper status codes.
Seamless reporting for loans transferred between servicers with proper history preservation.
Support for Income-Driven Repayment plans including $0 payment amounts.
Proper handling of defaulted loans with government claims and collection status.
Automatic validation of student loan-specific Metro 2® requirements and FCRA compliance.
Join universities and loan servicers nationwide using M2 Reporter